Pet insurance reimburses owners for a part of, or sometimes the whole, veterinary bill. Most plans cover injuries and illnesses, although owners can purchase more comprehensive plans that include much more. Some plans help when pets are lost or stolen. Some insurance will help when pets die. There are even plans that cover preventative medicine including examinations, vaccinations, and medications like heartworm prevention and flea and tick medicine.
Many companies offer pet insurance. Complicating the choice, they each offer multiple plans so owners can find the perfect plan for their pets (and their wallets). Owners can choose plans depending on how much they want to spend each month, how much they want to pay for a deductible, or how much co-insurance they want to pay. Each plan has its benefits and disadvantages, so owners need to study each plan before deciding which one is right for their pets.